Turn a messy meeting into clear action items

Turn these meeting notes into clear next steps.

Output:
- **Decisions made:** what was actually agreed.
- **Action items:** each as "Owner: task, by when". If an owner or date is missing, write "unassigned" or "no date".
- **Open questions:** what still needs an answer, and from whom.
- **One-line summary** I can send to people who missed it.

Do not invent owners or dates. Keep it tight.

NOTES:
"""
{{notes}}
"""