Build a clear quote from a scope of work

Turn this scope of work into a clean, professional quote.

Scope:
"""
{{scope}}
"""

My rates or prices: {{rates}}

Produce:
- **Line items:** each piece of work, with a one-line description and a price (use "to confirm" if I did not give a rate).
- **Total**, plus any assumptions the price depends on.
- **What is not included**, so there are no surprises.
- **Terms:** payment and timeline, using only what I provided.

Keep it clear enough to send as-is. Do not invent prices.